Introduction

Welcome to the (Website/Publication), a newsletter and online content platform provided by Michele Schultz (Publisher/We/Me). These Terms of Service ("Terms") govern the access to and use of the Website.

Acceptance

By accessing or using the Website, the you Subscriber will agree to be bound by these Terms. If you do not agree, please do not use the Website/Publication/Newsletter/Online Platform.

Content and Ownership

1. The Publication/Newsletter [https://micheleschultz.substack.com/] contains original content, including articles, opinions, and reviews (collectively, "Content").

2. All Content is owned by Michele Schultz and is protected by copyright, trademark, and other intellectual property laws.

3. You may not reproduce, distribute, or display Content without prior written permission.

Subscription and Payment

1. To access premium Content, you must subscribe and provide payment information.

2. Subscriptions are recurring and will automatically renew unless cancelled.

3. Refunds are handled on a case-by-case basis.

User Conduct

1. You must provide accurate and complete information when registering.

2. You are responsible for maintaining the confidentiality of your account.

3. You may not share your account or password with others.

Prohibited Activities

1. Harassing, threatening, or intimidating other users.

2. Posting or sharing obscene, defamatory, or illegal content.

3. Spreading malware or viruses.

Disclaimers and Liability

1. The Website/Publication/Newsletter and Content are provided "as is" without warranties.

2. We disclaim liability for damages resulting from use of the Website.

3. We are not responsible for third-party links or content.

Termination

1. We reserve the right to terminate or suspend your subscription.

2. Upon termination, you must cease using the Website.

Governing Law

1. These Terms are governed by [State/Country] law.

2. Any disputes will be resolved through [Dispute Resolution Process].

Changes to Terms

1. We may update these Terms at any time.

2. Changes are effective immediately.

Contact

If you have questions or concerns, please contact Michele Schultz at mailto:micheleschultz@substack.com

By using the Publication/Newsletter, you acknowledge that you have read, understand, and agree to these Terms.